A concerning new scam, known as “ghost tapping,” is gaining traction across the United States. According to the Better Business Bureau (BBB), this tactic targets individuals using tap-to-pay credit cards and mobile wallets, allowing scammers to withdraw money without the victims’ knowledge. Many individuals only become aware of the fraud after their bank accounts exhibit unexplained, minor deductions that accumulate over time.

How the ghost-tapping scam works

The ghost-tapping scam primarily operates through the misuse of near-field communication (NFC) technology, which allows devices to communicate wirelessly over short distances. Scammers typically employ portable NFC devices designed to mimic legitimate tap-to-pay systems, enabling them to steal funds from unsuspecting users when they are in close proximity. This tactic is especially prevalent in crowded, bustling environments such as festivals, public markets, and public transportation hubs.

Many scammers position themselves as vendors or charity representatives, insisting on only accepting contactless payments. Once a victim taps their card or mobile wallet, the scammer charges them a significantly inflated amount without their consent. Since the initial withdrawals are often small, these transactions frequently go unnoticed, and victims may not realize something is amiss until substantial funds have been drained from their accounts.

Real-life cases and warnings

Several real-world incidents exemplify the dangers of the ghost-tapping scam. One case involved a resident of Missouri who lost $100 after being approached by an individual holding a handheld card reader under the guise of conducting a legitimate sale. Reports gathered by the BBB Scam Tracker indicate that many victims have lost amounts exceeding $1,000 as a result of these fraudulent activities. Officials urge caution, as perpetrators often attempt to pressure individuals into completing transactions swiftly, leaving no time for verification of the transaction details.

Furthermore, some scammers utilize portable card readers capable of picking up signals from wallets or purses, even when these items are not directly accessible. This deeply concerning trend showcases the need for increased public awareness regarding the vulnerability of tap-to-pay technology.

How to protect yourself from ghost tapping

While the ghost-tapping scam presents a significant threat, individuals can take proactive measures to safeguard their finances. Implementing a few protective habits and utilizing security tools can significantly reduce the likelihood of becoming a victim.

1) Use RFID-blocking technology

Investing in an RFID-blocking wallet or card sleeve can serve as an effective line of defense against ghost tapping. These items block signals emitted from contactless cards, thereby preventing unauthorized access to your financial information. Look for products specifically designed to shield against wireless communication.

2) Verify before you tap

Always double-check the merchant name and transaction amount displayed on the payment terminal before initiating any tap-to-pay transaction. Pay close attention, as scammers often rush consumers to prevent them from scrutinizing the details. If any discrepancies arise, immediately cancel the transaction.

3) Set up instant alerts

Enabling instant transaction alerts from your banking institution can provide an essential layer of security. These alerts notify you in real time whenever a payment is authorized, giving you an opportunity to identify any unauthorized actions swiftly. Early detection can be vital in preventing further losses.

Additionally, utilizing services that monitor your personal information for potential breaches can help protect against identity theft. These services can alert you instantly if your data appears on the dark web or in other known fraud marketplaces.

4) Be cautious in crowded areas

Scammers thrive in crowded environments, such as concerts or busy marketplaces, where anonymity is easier to maintain. Limiting your use of tap-to-pay options in these situations can mitigate risks. Opt for chip or swipe payment methods that involve direct contact, making it harder for scammers to exploit.

5) Monitor your accounts regularly

Creating a habit of monitoring your financial accounts weekly is crucial. Assess each transaction closely and report any unfamiliar activities to your financial institution right away. Even minor discrepancies could be red flags indicating more extensive issues.

6) Use payment app security features

Most mobile wallet applications come equipped with security features like PINs, facial recognition, or fingerprint authentication. Ensuring these options are enabled provides an additional authentication layer, preventing unauthorized payments from being executed.

7) Keep your payment apps and devices updated

Regular updates for your mobile device and payment applications are critical for maintaining security. Often, these updates contain essential patches that address newly discovered vulnerabilities that could be exploited by malicious users. Outdated software is an easy target for fraudsters.

8) Avoid saving multiple cards on mobile wallets

While mobile wallets offer convenience, storing numerous cards in one app heightens the risk if your device is compromised. To mitigate this, only link the cards you utilize frequently, reducing potential exposure if fraudulent activity occurs.

9) Report suspicious activity promptly

If you suspect ghost tapping or encounter an unexpected charge, it’s vital to act quickly. Reach out to your financial institution immediately and document the incident by reporting it to the BBB Scam Tracker. Swift action can mitigate further losses and assist authorities in tracking prevailing scam patterns.

Best practices for safer transactions

As contactless payment methods continue to rise in popularity, the duplicitous tactics of scammers are becoming more sophisticated. Being informed and exercising caution can significantly help safeguard your finances. Simple actions, such as diligently reviewing your transaction history and employing protective gear, make a tremendous difference in preventing fraud.

In cases of unauthorized charges, it’s essential to contact your banking institution without delay and freeze your card if necessary. Reporting the scam to the BBB Scam Tracker aids in tracking problematic behaviors that can lead to enhanced protection for others. While technology allows for convenience, it can also introduce new risks, as demonstrated by the prevalence of ghost tapping.

Summary

The ghost-tapping scam represents a growing threat as contactless payment technologies gain prevalence. By understanding the nature of this scam and implementing effective protective measures, individuals can reduce their risk of falling victim. Public awareness, operational vigilance, and proactive communication with financial institutions are essential for maintaining security in an increasingly cashless society. Awareness and education remain paramount as consumers navigate the emerging landscape of digital transactions.

Frequently Asked Questions

Question: What is ghost tapping?

Ghost tapping is a scam that involves unauthorized transactions made from contactless payment systems, often occurring when scammers use portable devices to mimic legitimate payment methods.

Question: How can I protect myself from ghost tapping?

To safeguard against ghost tapping, use RFID-blocking technology, verify transaction details, regularly monitor your financial accounts, and set up instant transaction alerts.

Question: What should I do if I suspect fraudulent activity on my account?

If you notice suspected fraudulent activity, immediately contact your financial institution to report the transaction and consider freezing your card. Document the incident with the BBB Scam Tracker for additional support.

©2025 News Journos. All rights reserved.

Authorities in Australia recently made headlines after arresting a passenger for setting up a malicious Wi-Fi network both in an airport and onboard a flight. This fake network, mimicking the legitimate Wi-Fi service of the airline, is known in cybersecurity circles as an “evil twin.” Such incidents are increasingly common in various public spaces, but the airborne element of this case underscores the growing sophistication of cyber threats faced by travelers who rely heavily on in-flight connectivity.

Understanding the Evil Twin Wi-Fi Attack

The evil twin Wi-Fi attack is characterized by the establishment of a malicious hotspot that masquerades as a legitimate network. These networks typically take the name of a trusted service, known as the SSID, effectively tricking users into connecting to them. Once connected, attackers can redirect victims to fraudulent login pages that appear genuine. This was the case in Australia, where travelers were prompted to share personal information like email accounts and social media credentials.

Many users may not realize that once connected to an evil twin network, their data can be easily intercepted. This can lead to multiple forms of cybercrime, including identity theft and account takeovers. Furthermore, the clear dangers posed by such an attack become even more pronounced in air travel scenarios where passengers often have limited internet options and are more likely to rely on available Wi-Fi services.

The Allure of Travel Wi-Fi

Travel-related Wi-Fi networks find themselves under the spotlight due to several factors that create perfect conditions for cybercriminals. Passengers at airports, hotels, and even cruise ships frequently face limited options for online connectivity. High costs associated with mobile data further incentivize users to access free Wi-Fi in these public spaces.

Many travelers assume that these networks are safe because of their branding and familiarity with the companies providing them. However, this misplaced trust can serve as a gateway for attackers who exploit weaknesses in user behavior. Moreover, an increasing number of services, such as in-flight entertainment and digital check-ins, have migrated online, thereby amplifying the number of potential victims as more individuals log onto these Wi-Fi networks.

How Cybercriminals Execute In-Flight Attacks

In the reported Australian incident, the attacker expertly managed to smuggle a portable Wi-Fi hotspot onto the flight, naming it similarly to the legitimate airline network. Passengers, misled by the stronger signal, automatically connected to the fraudulent network, either out of convenience or due to pre-existing settings on their devices.

Once connected, victims were diverted to a counterfeit login portal. Here, they were prompted to enter sensitive information, believing they were accessing the airline’s authorized content, such as its entertainment system. The consequences of these attacks could spiral rapidly, leading to devastating impacts on a person’s financial and online security, particularly in an environment where individuals are desperate for connectivity.

Safeguarding Yourself Against Rogue Networks

A robust line of defense against these rogue Wi-Fi networks is the implementation of a Virtual Private Network (VPN). A VPN creates a secure, encrypted connection between the user’s device and the internet, thereby providing a significant obstacle for interceptors trying to capture any transmitted data. However, it’s worth noting that many in-flight Wi-Fi systems may require users to disable their VPN temporarily.

In scenarios where you may have to disable a VPN to access a login page, re-enabling it as soon as you acquire internet access is vital. This establishes a protective layer to safeguard your browsing activity and any communications thereafter. Beyond a VPN, travelers should also ensure they have strong antivirus software installed to protect against malicious threats.

Key Recommendations for Safe Wi-Fi Use

While a VPN is a valuable tool, there are additional tactics to mitigate risks associated with in-flight Wi-Fi. Some of the most effective strategies include:

1) **Install Strong Antivirus Software**: Protecting your device with robust antivirus software provides essential defenses against malicious applications and websites. Ensure that this software is updated and capable of detecting various security threats.

2) **Enable Two-Factor Authentication (2FA)**: Two-factor authentication can be pivotal in securing your accounts. Even if login credentials are compromised, 2FA adds an extra layer of protection. Opt for app-based authenticators over SMS when possible.

3) **Disable Automatic Wi-Fi Connections**: Configuring devices to avoid automatic connections prevents them from joining any available network without user intervention. This reduces the likelihood of falling victim to an evil twin attack.

4) **Utilize HTTPS Protocol**: Always check for HTTPS in the browser’s address bar, indicated by a padlock icon. This encrypts data transmitted across the internet, making interception considerably more challenging for attackers.

5) **Limit Sensitive Operations**: Users should refrain from logging into crucial accounts or handling sensitive information via in-flight Wi-Fi to maintain a safer online presence.

6) **Keep Devices Updated**: Outdated software can harbor vulnerabilities. Always install the latest patches and updates on your devices to mitigate risks.

7) **Use Airplane Mode with Wi-Fi Only**: Activating airplane mode and enabling only Wi-Fi subsequently can help minimize risks associated with other networks.

8) **Be Wary of Phishing Attempts**: Recognize and avoid pop-up ads or requests for excessive information while online. Close any suspicious pages immediately.

9) **Log Out After Use**: Once finished, it is crucial to sign out of any accounts accessed during the flight to prevent potential unauthorized access.

Summary

The rising occurrence of automated attacks utilizing evil twin Wi-Fi networks in travel settings highlights an urgent need for heightened awareness among travelers. As the demand for in-flight connectivity grows, so too do the opportunities for attackers to exploit vulnerable passengers. The onus remains on individuals to adopt preventive measures to safeguard their personal information while navigating these risks in transit.

Frequently Asked Questions

Question: What is an evil twin Wi-Fi attack?

An evil twin Wi-Fi attack involves creating a deceivingly legitimate-looking Wi-Fi network that tricks users into connecting, allowing attackers to intercept and manipulate personal information.

Question: How can I protect myself when using in-flight Wi-Fi?

To protect yourself, use a VPN, install antivirus software, enable two-factor authentication, and avoid logging into sensitive accounts while using public Wi-Fi.

Question: Why are airports a common target for these types of attacks?

Airports frequently serve as prime targets due to heavy foot traffic and the urgency of travelers seeking reliable connectivity, making them more susceptible to falling prey to fake networks.

©2025 News Journos. All rights reserved.

As concerns about guest privacy in hotels continue to surface, many travelers are increasingly cautious about their surroundings. While most hotels prioritize guest privacy, the existence of hidden cameras or monitoring devices within rooms has raised alarms among many individuals. Experts suggest several proactive steps to enhance security and ensure comfort during hotel stays.

Understanding Risks and Safety in Hotels

When considering hotel privacy, it is essential to assess both the existing protocols and potential risks. Hotels generally do not install cameras inside guest rooms; however, surveillance is typically concentrated in shared areas, such as the lobby, hallways, and elevators. This is done to enhance the overall security of the property. High-profile incidents have heightened public awareness regarding this issue, leading many guests, including regular travelers like Carol from Wisconsin, to question whether hidden cameras might compromise their privacy during their stay.

To address these concerns, it’s beneficial for guests to familiarize themselves with hotel safety tools and proactive measures. Understanding the scope of surveillance in hotels, including which areas are monitored, can help alleviate fears of hidden cameras. Guest privacy should remain central to hotel operations as failure to provide this leads to loss of trust and can seriously damage a hotel’s reputation.

Moreover, guests are encouraged to adopt a strong awareness mindset, recognizing that simple preemptive actions can significantly strengthen their sense of security. By taking a few protective measures, both before and during the stay, guests can significantly enhance their confidence in hotel accommodations.

Conducting a Room Check for Hidden Cameras

To ensure the privacy of individuals, a comprehensive inspection of the hotel room can be performed upon arrival. Start by examining the room carefully:

• Shine your phone’s flashlight in dark corners: Camera lenses can reflect light, so paying attention to hidden spaces can help detect any potential devices.
• Check common hiding spots: Areas such as smoke detectors, alarm clocks, USB chargers, lamps, and picture frames are typical locations for concealed cameras.
• Conduct the fingernail mirror test: Place your fingernail against a mirror. If the nail meets the reflection with no gap, it might indicate two-way glass, signaling the potential presence of hidden recording devices.
• Listen for faint buzzing or clicks: Sounds from disguised surveillance devices can indicate their presence.

This initial inspection sets the tone for a safe hotel experience. Moreover, becoming skilled at this practice promotes a level of vigilance that can assist guests in identifying any unusual or concerning elements surrounding their accommodations.

Leveraging High-Tech Tools for Privacy

In addition to manual checks, guests can utilize their smartphones to help uncover any suspicious electronic devices within the room. Here are some techniques:

• Utilize your camera app: The camera can help detect infrared lights emitted by hidden cameras, which are often invisible to the naked eye.
• Scanning apps for suspicious Wi-Fi networks: Using apps like Fing, guests can scan for unusual device names like “IP Camera” on the Wi-Fi network. While this may not catch everything, it can signal potential risks.

For those traveling for extended periods or in particularly sensitive situations, dedicated detection devices may offer additional peace of mind. Tools like infrared (IR) lens detectors and radio-frequency (RF) scanners can identify hidden cameras and other broadcasting signals, ensuring that a thorough investigation has been conducted. These tools complement, but do not substitute for, manual checks.

Best Practices for Hotel Security during Your Stay

Once guests have confirmed their accommodations, maintaining security requires ongoing vigilance:

Before Your Arrival

• Confirm 24/7 security: Before booking a room, ask if the hotel features round-the-clock monitoring to enhance guest safety.
• Check access controls: Verify whether guest floors require keycard access in elevators.

During Check-In

• Request an incognito listing: This may offer an additional layer of privacy.
• Visitor control: Inform the reception staff that you’re not expecting visitors, limiting access to your room.

While in Your Room

• Do Not Disturb sign: Use this option to minimize outside calls and disturbances.
• Mobile phone use: Rely on your cell phone rather than the in-room phone for sensitive conversations.
• Secure doors and windows: Always lock your door and utilize deadbolts or additional latches for enhanced protection. Close curtains to prevent prying eyes.
• Internet security: Avoid sensitive transactions on public Wi-Fi and consider using a VPN to encrypt your internet connection.

Additionally, guests should take advantage of electronic safes for valuables and ensure strong antivirus software is installed on devices before their trip.

Responding to Security Breaches

In the unfortunate event that a hidden camera is found, it is essential to handle the situation calmly and judiciously:

• Do not attempt to remove or tamper with the device; this could complicate matters.
• Document the situation with photographs for evidence.
• Notify hotel management immediately. Many platforms, such as Airbnb and Vrbo, prohibit undisclosed cameras in properties.
• If there are serious concerns, contacting law enforcement should take precedence before further correspondence with the property owner.

Key Points

Summary

Maintaining privacy while staying in hotels is paramount for many travelers. Although the risks of hidden cameras are relatively low, awareness and proactive measures are essential for ensuring guest safety. By taking the time to understand their environment, guests can greatly enhance their sense of security and enjoy their stay with peace of mind.

Frequently Asked Questions

Question: What should I do if I suspect there’s a hidden camera in my hotel room?

If you suspect there may be a hidden camera, do not remove or tamper with it. Document it with photos, notify hotel management immediately, and, if necessary, contact local law enforcement.

Question: Are there any apps to help detect hidden cameras?

Yes, there are several apps available for both iOS and Android that claim to assist users in detecting hidden cameras through infrared signals or by scanning local networks for suspicious devices.

Question: Why is guest privacy essential for hotels?

Guest privacy is crucial for maintaining customer trust and satisfaction. Hotels depend on this trust to attract and retain clients, ensuring that privacy breaches could significantly affect their business.

©2025 News Journos. All rights reserved.

Downgrading to a smaller home often represents a new chapter for many elderly Americans, allowing them to embrace less maintenance and new opportunities. However, this transition can also expose them to significant cyber threats, as personal information becomes vulnerable during the moving process. With over 3 million seniors relocating annually, it’s crucial to understand these risks and learn how to protect personal data effectively.

How moving puts your personal data at risk

When seniors decide to move, they often face considerable risks related to their personal data. Every aspect of a move—whether it’s buying, selling, or merely changing addresses—leads to information being broadcasted across various platforms. Real estate records are public by default, meaning that data are readily accessible, while utility company logs and postal forwarding information further expose individuals’ personal details.

Data brokers thrive on such snippets of personal information, consolidating it from diverse sources and making it readily available for purchase. This creates a “new life stage” that scammers can easily exploit. The mere act of relocating can transform into an open invitation for cybercriminals to strike, provided they have sufficient data.

According to recent studies, over 70% of cybercrimes can be traced back to situations where personal data is exposed, and moving addresses are prime targets for hackers looking to perpetrate fraud. Consequently, as individuals transition into a new lifestyle, they must remain vigilant to ensure their privacy is maintained.

Common scams that target you when downsizing

Seniors are uniquely vulnerable to scams during the moving process for a variety of reasons. One major risk is identity theft, where criminals can easily combine the new address with available personal information, like date of birth, to open fraudulent accounts in others’ names.

Additionally, moving often coincides with financial transitions, such as selling a home, making individuals appear to be cash-rich. This allure attracts fraudsters who may engage in schemes designed to exploit this temporary financial profile.

The tactics employed by scammers can vary widely. For instance, phishing tricks often surface in the guise of “utility setup” calls requesting sensitive information, like Social Security numbers. Furthermore, a new address made public can inadvertently attract unwanted attention and harassment. These threats illustrate that while families are preoccupied with settling in, criminals are eagerly mining their data for exploitation.

How to protect your personal data when you move

The process of moving, although filled with potential for new beginnings, also intensifies risks to personal information. To counteract these vulnerabilities, individuals must employ strategic preventive measures to safeguard their data effectively.

1) Remove your info from data broker sites

Data brokers widely circulate personal data in their databases, and an address change means this information can be quickly updated to include new contact details. These profiles can then end up on people-search websites where scammers can access them easily.

Consumers can mitigate this risk by employing personal data removal services that actively contact brokers to demand the removal of any personal information. While these services can incur costs, they provide more comprehensive protection than individuals might achieve alone, ensuring that private data does not resurface at a later date.

2) Use the official USPS form only

When changing an address, it is imperative to simplify the process by using only the official USPS website or local post office services. Relying on third-party sites may pose unintentional risks, as these platforms often gather and sometimes resell additional personal information.

3) Watch real estate disclosures

Selling a home involves more than just negotiating a price; various details are also made public during real estate transactions. These typically include names, previous addresses, and, in some cases, even photographs of the property. It is essential to discuss with realtors any disclosures that can be limited or redacted to minimize exposure.

4) Shred old paperwork

While moving offers a good chance to declutter, simply tossing old financial and medical documents poses serious risks. Many scams still rely on old-fashioned dumpster diving for sensitive data. Employing a shredder can effectively prevent thieves from accessing this information.

5) Share moving news privately

Although sharing moving announcements online can be tempting, it is wiser to limit this information to trusted individuals. Public posts may alert scammers to an empty home, exposing families to potential burglary or unwanted solicitations.

6) Freeze your credit before and after moving

Executing a freeze on credit with the major credit bureaus—Equifax, Experian, and TransUnion—can provide robust protection against scammers attempting to create new accounts using stolen information. A credit freeze is free and can be lifted temporarily, ensuring flexibility for consumers needing to access credit.

Closing thoughts on safeguarding your information

The act of moving is inherently filled with excitement but also presents a critical juncture for personal data exposure. By understanding and implementing protective steps, individuals can significantly reduce the likelihood of falling victim to scams. While it is easy to overlook such precautions amidst the chaos of moving, the effort yields substantial peace of mind as families embark on new adventures.

Summary

Understanding the risks associated with moving is vital for maintaining privacy and security, especially for seniors transitioning into new living arrangements. By taking proactive steps to protect personal data, individuals diminish the likelihood of falling prey to scams and cybercrimes. Remaining observant during this vulnerable time can contribute greatly to a smooth and enjoyable moving experience.

Frequently Asked Questions

Question: How can I safely dispose of old paperwork?

It’s important to shred old bills and sensitive documents to protect against identity theft. Simply tossing them out can make your personal data accessible to thieves.

Question: What steps can I take to inform friends and family about my move?

You should communicate your moving plans directly to close friends and family, avoiding public announcements on social media that could attract attention from scammers.

Question: Is it really necessary to freeze my credit during a move?

Yes, freezing your credit can prevent identity thieves from opening new credit accounts in your name, providing an extra layer of protection during this vulnerable time.

©2025 News Journos. All rights reserved.